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Revision history for this page on the wikienMediaWiki 1.13.3Tue, 03 Nov 2026 00:35:47 GMTDeedeeMendosa251: New page: Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show. This safety-first approach had led to a contraction in...
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<p>New page: Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show. This safety-first approach had led to a contraction in...</p>
<p><b>New page</b></p><div>Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show.<br />
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This safety-first approach had led to a contraction in borrowing through loans and overdrafts for more than three years, major banks said.<br />
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The figures, from the British Bankers' Association (BBA), showed a slowdown in activity in the mortgage market.<br />
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It said remortgaging levels were at their lowest for 13 years.<br />
'Difficult economic times'<br />
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Despite their cautious approach, consumers still spent �7bn on credit cards in February - a similar level as the previous six months, the figures show.<br />
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Repayments outstripped new borrowing on credit cards by �39m in February. The repayment in unsecured lending was driven by weak demand, and continued payback, of loans and overdrafts.<br />
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Unsecured lending by the banks contracted by 1.8% in the 12 months to February.<br />
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"<br />
However, activity returned to more "normal" levels in February, said the group which represents the High Street banks.</div>Sat, 31 Mar 2012 00:34:06 GMTDeedeeMendosa251http://beta.aalf.org/wiki/index.php?title=User_talk:DeedeeMendosa251